creates trust
where none exists
augments trust
where it has been impaired
creates investible instruments
from real-world assets
cqr-invest®
cqr-asset®
cqr-chain®
end-to-end non-mortgage asset-backed securitization (ABS) platform
for both emerging and industrialized markets
asset backed securities
Non-mortgage commercial Asset-Backed Securities (ABS) are an important pillar of institutional investors’ fixed-income portfolios, with an estimated $4 trillion annual global volume (listed and unlisted), and $1.7 trillion in US listed securities outstanding in 2023. These securities are backed with the cash flows that the issuers of the securities receive for the services (e.g. energy, or use of equipment) they provide with the equipment and installations they own. The installations and equipment also serve as collateral for the securities. The result is a very low default risk for investors when compared with, for instance, mortgage-backed securities, where fluctuations in real-estate values can have a significant impact on repayment risk.
Historically, (non-mortgage) asset backed securities have only been created for large institutional investors, focusing on large quantities of high-value assets in mature markets, with known components that establish the trust that investors in these securities require. Many of these components are unavailable to issuers in emerging markets, and the ABS market is inaccessible to them.
for emerging markets
Cathmere’s platform bridges the trust gap and makes it possible for issuers in emerging markets to offer asset backed securities to investors in advanced markets. The platform also opens the market to (accredited) retail investors.
for advanced and industrialized markets
Recent events in the US ABS market have given some at Wall Street pause about the trustworthiness of at least some issues of asset backed securities. Cathmere’s technology ties, through immutable records, contracts to payments and to physical assets and makes fraudulent issues close to impossible. The integration of Cathmere’s platform with the telematics platforms of the manufacturers of the equipment and key components of (power plant) installations, provides a greatly simplified pathway for the re-financing of vendor leases or vendor financing.
platform
a transparent investment platform
for securitizations
for a better world
Developing markets have tremendous potential. Growing populations, significant urbanization, abundant natural resources, passionate entrepreneurs and increasingly educated workforces. They also can play an important part in mitigating and combatting climate change. In too many cases, the obstacle to a thriving high-growth economy and realizing climate goals is a shortage of suitable funding, in large part caused by insufficient pathways for re-financing debt.
At the same time, investors in mature economies struggle to find low-risk investments with sufficient yield to support their portfolio objectives. And institutional investors are searching for suitable instruments to contribute to the funding of climate projects in emerging markets.
Cathmere is a stealth-stage Web 3.0 venture, building the bridge from high-impact developing market opportunities to sophisticated mature-market investors’ needs for higher yield at low risk, through comprehensive, auditable real-time data transparency through the CQR®Invest platform, fueled by immutable data from CQR®Chain.
emerging markets opportunities
functionality
eliminates market opacity
provides automated verification of (physical) asset existence
allows continuous asset performance monitoring
creates investable instruments (securities)
offers transparency to issuers and investors
creates dynamic, interoperable financial instruments
enhances liquidity.

in-house developed proprietary technology (blockchain and AI)
built on leading-edge Web 3.0 technologies
team
Cathmere’s founding team brings decades of experience in early-stage investment, technology-led new venture creation, financial markets, business building in global markets and management.
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Founding CEO
In addition to serving as CEO of Cathmere, Frans is Chairman of African Asset Finance Company, Inc., and serves on a number of affiliated company boards.
Previously Frans founded Tribute Capital, was a managing partner at Logispring, served as (interim) CEO of a number of industrial groups, and was a junior partner at Gilde Investment Funds. He has also co-founded several businesses including several equipment leasing companies.
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VP Software Engineering
Matt is a seasoned engineering leader and entrepreneur with 25 years of experience building high-performing teams and bringing new software technology and products to market in the US and globally in highly regulated industries including finance, medical and military/defense.
Prior to joining Cathmere, Matt led the design and implementation of Blockchain Regulatory and Compliance Technologies at Paxos. His prior experience also includes senior technology leadership positions at Canonical and Northrop Grumman.
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Senior Software Engineer
Kjell-Erik is a senior blockchain engineer and researcher specializing in blockchain interoperability and digital assets, with experience from high-profile central bank digital currency and programmable financial market infrastructure projects.
Previously, he served as Senior R&D Software Engineer at Quant Network, where he was responsible for, inter alia, blockchain interoperability, central bank digital currency, tokenization, and programmable money.
Prior to Quant, he served as Head Software Engineer at the University of Bergen where he focused on blockchain for healthcare and scientific (climate change) data.
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Senior Software Engineer
Kirill is an engineering leader specialized in building data-intensive systems at the intersection of traditional software engineering and machine learning.
Previously, he was a Senior Software Engineer at BANYAN (acquired by Bilt) where he was responsible for building mission-critical data systems on Google Cloud, natural language-to-SQL interfaces, and data visualization portals serving enterprise clients
Priorr to Banyan, he was a Senior Software Engineer with MediaMath Intelligence Team, where he focused on ML models processing millions of daily data points, and analgorithmic trading tool.
Before MediaMath he was a Lead Software Engineer at Octane11 where he was responsible for a full-stack development integrating multi-channel advertising data, and an advanced analytics dashboards on GCP with Kubernetes
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office manager
Christine has been involved with Cathmere from the moment she joined AAFC as executive assistant in early 2023, and formally joined Cathmere a year later.
Previously, Christine worked for more than fifteen years in several departments at Goldman Sachs and at Bank of America, with roles ranging from project lead to senior executive assistant.
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senior technology advisor
Brad is an experienced growth technology executive, having served in strategic, investment and operating roles. He translated the original ideas for Cathmere’s platform into an architectural framework that the team is now using to build the platform.
He currently serves as the Chief Strategy Officer of Methode Electronics (NYSE: MEI) and previously led the creation of the Fleet Solutions business unit of Stoneridge (NYSE: SRI). As the founder and principal of Princeton Management Associates, Brad performed strategy, and advisory roles for many growth companies, including Quality Health (sold to RealAge), Confidex (sold to Beontag) and Steerpath (a leading provider of indoor location and wayfinding technologies).
Brad was Strategy and Technology partner at the industrial innovation investor Logispring, and a Principal in Booz Allen Hamilton’s Information Technology group.
Join the team
Cathmere is seeking experienced senior developers that are passionate about both Web 3.0 and achieving business success with positive social impact.